Want to Buy Real Estate Without Using Much of Your Own Money?

Creative Finance Strategies That Actually Work

This $250 course shows you exactly how to acquire real estate using creative finance—whether you’re starting from zero or looking to scale without relying on your own cash or credit.


It’s taught by Trevor Howard, a full-time investor who’s bought 160+ units using creative financing—everything from seller carries and subject-to deals to partnerships and BRRRRs.

Whether you’re brand new or trying to get to your next deal, this course gives you the playbook for buying real estate creatively—without the guesswork, wasted time, or high-risk trial-and-error.


What You’ll Learn:

How to buy property with little to no money down using seller financing, sub-to, and hybrid deal structures

How to structure creative offers that sellers say yes to—even in today’s market

How to explain creative finance to agents and lenders so they take you seriously

How to raise private capital from friends, family, or investors—without sounding desperate

How to pitch deals and close without relying on your W2, tax returns, or traditional lenders

How to structure win-win deals so sellers, partners, and you all benefit

How to scale your portfolio using creativity, not just cash


Who This Is For:

Anyone who wants to invest in real estate but thinks they need more money first

Investors who’ve been told “you need 20% down” and want a better way

People tired of watching YouTube and still not doing deals

Anyone who wants to use creative finance to build wealth faster


Why This Course Works:

✔ Taught by an investor who’s used these exact strategies—not just theory
✔ Real scripts, templates, and deal breakdowns
✔ Step-by-step videos that are clear, direct, and beginner-friendly
✔ Lifetime access—watch anytime, anywhere
✔ Built to get you into action, not just into learning mode


Lesson 1: Creative Finance 101

What creative finance actually is and why most investors overlook it

The difference between traditional vs. creative deal structures

How you can buy property without using your own money or credit

Real-life examples of deals closed using little to no cash

The three most common creative finance strategies you’ll use throughout this course

Lesson 2: What Is Creative Finance (And Why It Works)

Why traditional loans slow most investors down

How creative finance lets you buy faster with less money

Real-world examples of deals closed with little to no cash

The mindset shift that makes creative finance click

The biggest misconceptions and how to avoid them


Lesson 3: Subject-To & Wraps

What “subject-to” means and how to legally take over someone’s mortgage

How wraparound financing works and when to use it

The exact language to use with sellers (so you sound confident and legit)

How to avoid common legal and ethical mistakes

When these strategies work and when to walk away

Lesson 4: Other Creative Finance Strategies

How to use seller financing with no banks involved

Lease options, hybrid deals, and other flexible structures

Creative ways to negotiate terms that benefit both you and the seller

Matching the right strategy to the right situation

Tools and templates for each method

Lesson 5: Keys to Success

The core principles behind every successful creative deal

What makes sellers say yes (and what turns them off)

How to stay compliant and protected

Confidence tips to talk like a pro even if you’re brand new

How to avoid “analysis paralysis” and actually close your first deal

Course Testimonials

“I’ve closed over $20 million in real estate deals—and I did it all before turning 23. None of it would’ve happened without Trevor and the creative finance strategies I learned in this course.”

Jaryn M., Salem, OR


“I was making $40K a year and thought there was no way I could afford to buy a home. Trevor showed me how to use creative finance to make it happen—and now I’m a homeowner.”

Kevin T., Salem, OR


“I had money set aside but zero clue how to actually structure a deal that made sense. This course gave me the exact blueprint I needed to stop overthinking and start closing.”

Juwan J., Corvallis, OR


🔐 Trusted by 100+ First-Time and Experienced Investors


Trevor Howard has helped 100+ people buy property creatively whether they had $30K saved or less than $3K. From house hackers and beginners to six-figure earners and full-time flippers, this strategy works.

Over $25 million in creative deals structured


160+ rental units acquired


Featured on Deal Junkies Podcast


Host of Oregon’s top real estate investing workshops

Let This Be The Start of Your Next Deal


You don’t need to wait until you have all the cash. You just need the right structure.

This course is that structure.